AFG Home Loans - Bright · Variable · Updated September 2026

AFG Home Loans - Bright Variable Home Loans, September 2026

AFG Home Loans - Bright lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.69% p.a., on Empower Prime Owner Occupied <70% LVR <$2.5m IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AFG Home Loans - Bright variable home loan rates, September 2026

AFG Home Loans - BrightEmpower Prime Owner Occupied <70% LVR <$2.5m IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR ≤70%

Enquire

AFG Home Loans - BrightEmpower Prime Investment <70% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied <65% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR ≤65%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied 65% - 70% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 65 to 70%

Enquire

AFG Home Loans - BrightEmpower Prime Investment <70% LVR <$2.5m IO

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR ≤70%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied <65% LVR <$2.5m IO

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤65%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied 65% - 70% LVR <$2.5m IO

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR 65 to 70%

Enquire

AFG Home Loans - BrightEmpower Prime Investment 70% - 75% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR 70 to 75%

Enquire

AFG Home Loans - BrightEmpower Prime Investment 75% - 80% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR 75 to 80%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment <65% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤65%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 65% - 70% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR 65 to 70%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied 70% - 75% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 70 to 75%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied 75% - 80% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 75 to 80%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment <65% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR ≤65%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 65% - 70% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR 65 to 70%

Enquire

AFG Home Loans - BrightEmpower Prime Owner Occupied <70% LVR $2.5m - $3.5m IO

VariableOffsetRedraw

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR ≤70%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 70% - 75% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR 70 to 75%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 75% - 80% LVR <$2.5m P&I

VariableOffsetRedraw

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR 75 to 80%

Enquire

AFG Home Loans - BrightEmpower Prime Investment <70% LVR $2.5m - $3.5m P&I

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤70%

Enquire

AFG Home Loans - BrightEmpower Prime Investment 70% - 75% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR 70 to 75%

Enquire

AFG Home Loans - BrightEmpower Prime Investment 75% - 80% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR 75 to 80%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 70% - 75% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.29%p.a.

Comparison*

Not available

Est. repayment

$3,424

LVR 70 to 75%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Investment 75% - 80% LVR <$2.5m IO

VariableOffsetRedraw

Interest

7.29%p.a.

Comparison*

Not available

Est. repayment

$3,424

LVR 75 to 80%

Enquire

AFG Home Loans - BrightBoss Prime Alt Doc Owner Occupied <65% LVR $2.5m - $3.5m P&I

VariableOffsetRedraw

Interest

7.34%p.a.

Comparison*

Not available

Est. repayment

$3,441

LVR ≤65%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans - Bright · Variable

AFG Home Loans - Bright variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.