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AFG Home Loans - Bright · Investor · Updated November 2026

AFG Home Loans - Bright Investment Loan Rates, November 2026

AFG Home Loans - Bright lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.99% p.a. (comparison rate 7.15% p.a.), on Empower Prime Investment <70% LVR <$2.5m P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AFG Home Loans - Bright investor home loan rates, November 2026

AFG Home Loans - BrightEmpower Prime Investment <70% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
6.99%p.a.
Comparison*
7.15%p.a.
Est. repayment
$3,323
LVR ≤70%
AFG Home Loans - BrightEmpower Prime Investment <70% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.19%p.a.
Comparison*
Not available
Est. interest only / month
$2,996
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment <65% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.39%p.a.
Comparison*
Not available
Est. interest only / month
$3,079
LVR ≤65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment 65% - 70% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.39%p.a.
Comparison*
Not available
Est. interest only / month
$3,079
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEmpower Prime Investment 70% - 75% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,424
LVR 70 to 75%
AFG Home Loans - BrightEmpower Prime Investment 75% - 80% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,424
LVR 75 to 80%
AFG Home Loans - BrightBoss Prime Alt Doc Investment <65% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
7.49%p.a.
Est. repayment
$3,424
LVR ≤65%
AFG Home Loans - BrightBoss Prime Alt Doc Investment 65% - 70% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
7.49%p.a.
Est. repayment
$3,424
LVR 65 to 70%
AFG Home Loans - BrightEmpower Prime Investment 70% - 75% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
Not available
Est. interest only / month
$3,121
LVR 70 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEmpower Prime Investment 75% - 80% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
Not available
Est. interest only / month
$3,121
LVR 75 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment 70% - 75% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR 70 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment 75% - 80% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR 75 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment 70% - 75% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
7.64%p.a.
Est. repayment
$3,476
LVR 70 to 75%
AFG Home Loans - BrightBoss Prime Alt Doc Investment 75% - 80% LVR <$2.5m P&I
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
7.64%p.a.
Est. repayment
$3,476
LVR 75 to 80%
AFG Home Loans - BrightEmpower Prime Investment <70% LVR $2.5m - $3.5m P&I
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.64%p.a.
Est. repayment
$3,493
LVR ≤70%
AFG Home Loans - BrightEmpower Prime Investment <70% LVR $2.5m - $3.5m IO
VariableOffsetRedraw
Interest
7.69%p.a.
Comparison*
Not available
Est. interest only / month
$3,204
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightElevate Investment <70% LVR <$2.5m IO
VariableOffsetRedraw
Interest
7.74%p.a.
Comparison*
Not available
Est. interest only / month
$3,225
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEvergreen Non-Resident Investment <65% LVR <$1.5m IO
VariableOffsetRedraw
Interest
7.88%p.a.
Comparison*
Not available
Est. interest only / month
$3,283
LVR ≤65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEvergreen Non-Resident Investment 65% - 70% LVR <$1.5m IO
VariableOffsetRedraw
Interest
7.88%p.a.
Comparison*
Not available
Est. interest only / month
$3,283
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEvergreen Non-Resident Investment 70% - 75% LVR <$1m IO
VariableOffsetRedraw
Interest
7.88%p.a.
Comparison*
Not available
Est. interest only / month
$3,283
LVR 70 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEvergreen Non-Resident Investment 75% - 80% LVR <$1m IO
VariableOffsetRedraw
Interest
7.88%p.a.
Comparison*
Not available
Est. interest only / month
$3,283
LVR 75 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment <65% LVR $2.5m - $3.5m IO
VariableOffsetRedraw
Interest
7.89%p.a.
Comparison*
Not available
Est. interest only / month
$3,288
LVR ≤65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightBoss Prime Alt Doc Investment 65% - 70% LVR $2.5m - $3.5m IO
VariableOffsetRedraw
Interest
7.89%p.a.
Comparison*
Not available
Est. interest only / month
$3,288
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AFG Home Loans - BrightEmpower Prime Investment 70% - 75% LVR $2.5m - $3m P&I
VariableOffsetRedraw
Interest
7.79%p.a.
Comparison*
7.94%p.a.
Est. repayment
$3,596
LVR 70 to 75%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans - Bright · Investor

AFG Home Loans - Bright investor home loans, what to weigh

AFG Home Loans - Bright's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also AFG Home Loans - Bright's full product range, repayment calculator, and refinance savings calculator.

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