Westpac · Investor · Updated November 2026

Westpac Investment Loan Rates, November 2026

Westpac lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.84% p.a., on Premier Advantage 1 Year Fixed <70% LVR Interest In Advance. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Westpac investor home loan rates, November 2026

WestpacPremier Advantage 1 Year Fixed <70% LVR Interest In Advance

Variable

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR ≤70%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 2 Year Fixed <70% LVR Interest In Advance

Variable

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR ≤70%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 3 Year Fixed <70% LVR Interest In Advance

Variable

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR ≤70%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 4 Year Fixed <70% LVR Interest In Advance

Variable

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR ≤70%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 5 Year Fixed <70% LVR Interest In Advance

Variable

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR ≤70%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacVariable Rate Investment Property Loan

VariableRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR not stated

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

WestpacPremium Options Home Loan

VariableRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR not stated

Based on a $500,000 balance

Enquire

WestpacRocket Investment Home Loan 70% - 80% LVR IO

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 1 Year Fixed 70% - 80% LVR Interest In Advance

Variable

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR 70 to 80%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 1 Year Fixed Investment <70% LVR IO

1y FixedRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR ≤70%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 2 Year Fixed 70% - 80% LVR Interest In Advance

Variable

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR 70 to 80%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 2 Year Fixed Investment <70% LVR IO

2y FixedRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR ≤70%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 3 Year Fixed 70% - 80% LVR Interest In Advance

Variable

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR 70 to 80%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 4 Year Fixed 70% - 80% LVR Interest In Advance

Variable

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR 70 to 80%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 5 Year Fixed 70% - 80% LVR Interest In Advance

Variable

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

Not available

LVR 70 to 80%

Enquire

Interest may be payable in advance. Check the lender's terms for the amount and payment timing.

WestpacPremier Advantage 1 Year Fixed Investment <70% LVR IO

1y FixedRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR ≤70%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 2 Year Fixed Investment <70% LVR IO

2y FixedRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR ≤70%

Based on a $500,000 balance

Enquire

WestpacFlexi First Option Investment <70% LVR P&I Special

VariableRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤70%

Enquire

WestpacFixed Rate Home Loan

2y FixedRedraw

Interest

7.04%p.a.

Comparison*

7.04%p.a.

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 1 Year Fixed Investment 70% - 80% LVR IO

1y FixedRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 2 Year Fixed Investment 70% - 80% LVR IO

2y FixedRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 1 Year Fixed Investment 70% - 80% LVR IO

1y FixedRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacPremier Advantage 2 Year Fixed Investment 70% - 80% LVR IO

2y FixedRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

WestpacFixed Rate Home Loan

1y FixedRedraw

Interest

7.04%p.a.

Comparison*

7.06%p.a.

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Westpac · Investor

Westpac investor home loans, what to weigh

Westpac's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.