People's Choice and Heritage First home buyer Home Loans, June 2026
People's Choice and Heritage doesn't currently advertise products meeting our visibility filter in this segment. The panel below shows the full 85+-lender market for benchmark.
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Top Home Loan Rates in June 2026
People's Choice and Heritage's sharpest first home buyer options. Market cheapest currently sits at 5.49%.
Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
People's Choice and HeritageDiscount Variable - Owner Occupied
5.84%
5.85%
80%
Fixed rate
People's Choice and HeritageStandard Fixed Rate Home Loans - Investment
6.74%
8.06%
90%
Interest only
People's Choice and HeritageDiscount Variable - Investment
6.29%
6.29%
80%
myBlue FHB Non Scheme 5 Year Fix O/Occ P+I (up to 95% LVR)
Owner-occupier5y FixedP&IOffsetRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,075
LVR —
First Home Buyer Loan - Interest Only
Owner-occupierVariableInterest onlyOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.30%p.a.
Monthly repayment
$3,011
LVR 70–90%
First Home Buyers (Bendigo Complete Home Loan)
Owner-occupier5y FixedP&IOffsetRedrawExtra repayments
Interest
6.49%p.a.
Comparison*
6.57%p.a.
Monthly repayment
$3,157
LVR —
Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.74%p.a.
Comparison*
7.09%p.a.
Monthly repayment
$3,240
LVR ≤95%
*Important Information and Comparison Rate Warning
This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
People's Choice and Heritage · First home buyer
People's Choice and Heritage first home buyer home loans — what to weigh
People's Choice and Heritage's first-home-buyer eligible products — Home Guarantee Scheme accepted where the lender participates. People's Choice and Heritage's sharpest variable currently: 5.64%. Sharpest fixed: 6.29%.
See also People's Choice and Heritage's full product range, repayment calculator, and refinance savings calculator.