Mortgage House is one of the Australian home-loan lenders we track daily. We currently surface 1 active product from Mortgage House, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are Mortgage House home loan rates?
Ratesniffers ranks every Mortgage House home loan it tracks by comparison rate: the lowest Mortgage House variable rate is currently 6.74% p.a., last verified 30 Aug 2026. Compare Mortgage House against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest Mortgage House home loan rate?
The lowest Mortgage House variable home loan rate Ratesniffers tracks is 6.74% p.a. These figures come from the 1 Mortgage House products on this page, ranked by comparison rate, last verified 30 Aug 2026.
How many home loan products does Mortgage House offer?
Ratesniffers currently tracks 1 Mortgage House home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
1 Mortgage House home loan products
No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.
Who is Mortgage House?
Mortgage House is one of Australia's most awarded non-bank lenders, established in Sydney in 1986 and still headquartered there. It has grown from a single office into a national lender with its own funding programs and loan book.
Its range is unusually broad for a non-bank, spanning standard owner-occupier and investor loans through to specialist and business-adjacent lending, with service as its stated point of difference.
Who suits a Mortgage House home loan?
Mortgage House tends to suit borrowers who want non-bank pricing with a long-established name and a wide product menu, including scenarios slightly outside bank templates. Compare its comparison rate against the market leaders in the table above for your specific scenario.
Background facts checked 4 September 2026. Rates above refresh independently.
Mortgage House home loans: frequently asked questions
What are Mortgage House home loan rates?
Mortgage House home loan rates are in the Ratesniffers live rate table. The lowest variable rate Ratesniffers ranks is currently 6.74% p.a., last verified 30 Aug 2026. Compare Mortgage House against the wider market at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments on a Mortgage House balance, use /calculators/extra-repayment.
What is the lowest Mortgage House home loan rate?
Mortgage House's lowest variable home loan rate is currently 6.74% p.a., based on the 1 Mortgage House products Ratesniffers ranks by comparison rate, last verified 30 Aug 2026. The advertised rate isn't always the rate Mortgage House approves, a broker can often negotiate a sharper deal on your scenario.
What is the monthly repayment on a $600,000 Mortgage House home loan?
At Mortgage House's lowest variable rate of 6.74% p.a., a $600,000 principal and interest loan over 30 years repays about $3,888 a month, and $500,000 about $3,240. That is an estimate at the advertised rate before fees; the comparison rate in the table above carries the fees, and a fixed or interest-only loan repays differently.
How much do you need to earn for a $500,000 Mortgage House home loan?
There is no single salary. Like every Australian lender, Mortgage House must assess a new home loan at a rate at least 3 percentage points above the loan's rate under APRA's serviceability buffer, so 6.74% p.a. is assessed at about 9.74% p.a., then test that repayment against income after living expenses and other debts. The income required calculator at /calculators/income-required works this backwards from a property price and deposit.
How does Mortgage House's home loan rate compare to the market?
Mortgage House's lowest variable home loan rate today is 6.74% p.a., which is 55 basis points above the market median of 6.19% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Mortgage House to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Mortgage House sits right now rather than a fixed snapshot.
How many home loan products does Mortgage House offer?
Ratesniffers currently tracks 1 Mortgage House home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is Mortgage House competitive for refinancing?
It depends on your loan size and LVR. Mortgage House's lowest comparison rate is currently 7.18% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Mortgage House against the sharpest available rate usually pays off.
How often are Mortgage House's home loan rates updated?
Ratesniffers last verified Mortgage House's home loan rates on 30 Aug 2026. Rates can change whenever Mortgage House reprices or the RBA moves the cash rate, so always confirm the current rate with the lender before acting.
