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Mortgage House Home Loan Rates

Active products
1
Lowest variable
6.74%
Lowest fixed
—
Lowest comparison
7.18%
Last updated
2 Aug 2026

Mortgage House is one of the Australian home-loan lenders we track daily. We currently surface 1 active product from Mortgage House, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What is the lowest Mortgage House home loan rate?

The lowest Mortgage House variable home loan rate Ratesniffers tracks is 6.74% p.a. These figures come from the 1 Mortgage House products on this page, ranked by comparison rate, last verified 2 Aug 2026.

How many home loan products does Mortgage House offer?

Ratesniffers currently tracks 1 Mortgage House home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

1 Mortgage House home loan products

No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.

Negotiate Mortgage House rates with a broker

Advertised rates aren't always the rate Mortgage House actually approves. Our broker negotiates against your specific scenario, no fee.

Talk to a broker

Who is Mortgage House?

Mortgage House is one of Australia's most awarded non-bank lenders, established in Sydney in 1986 and still headquartered there. It has grown from a single office into a national lender with its own funding programs and loan book.

Its range is unusually broad for a non-bank, spanning standard owner-occupier and investor loans through to specialist and business-adjacent lending, with service as its stated point of difference.

Who suits a Mortgage House home loan?

Mortgage House tends to suit borrowers who want non-bank pricing with a long-established name and a wide product menu, including scenarios slightly outside bank templates. Compare its comparison rate against the market leaders in the table above for your specific scenario.

Background facts checked 21 July 2026. Rates above refresh independently.

Mortgage House home loans: frequently asked questions

What is the lowest Mortgage House home loan rate?

Mortgage House's lowest variable home loan rate is currently 6.74% p.a., based on the 1 Mortgage House products Ratesniffers ranks by comparison rate, last verified 2 Aug 2026. The advertised rate isn't always the rate Mortgage House approves, a broker can often negotiate a sharper deal on your scenario.

How does Mortgage House's home loan rate compare to the market?

Mortgage House's lowest variable home loan rate today is 6.74% p.a., which is 55 basis points above the market median of 6.19% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Mortgage House to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Mortgage House sits right now rather than a fixed snapshot.

How many home loan products does Mortgage House offer?

Ratesniffers currently tracks 1 Mortgage House home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Mortgage House competitive for refinancing?

It depends on your loan size and LVR. Mortgage House's lowest comparison rate is currently 7.18% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Mortgage House against the sharpest available rate usually pays off.

How often are Mortgage House's home loan rates updated?

Ratesniffers last verified Mortgage House's home loan rates on 2 Aug 2026. Rates can change whenever Mortgage House reprices or the RBA moves the cash rate, so always confirm the current rate with the lender before acting.

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