LaTrobe Financial · Variable · Updated November 2026

LaTrobe Financial Variable Home Loans, November 2026

LaTrobe Financial lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 6.72% p.a.), on Everyday Heroes Full Doc Credit Grade A <65% LVR <$3m P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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LaTrobe Financial variable home loan rates, November 2026

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A <65% LVR <$3m P&I

VariableRedraw

Interest

6.49%p.a.

Comparison*

6.72%p.a.

Est. repayment

$3,157

LVR ≤65%

Enquire

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A Frequent Flyer <65% LVR <$3m P&I

VariableRedraw

Interest

6.49%p.a.

Comparison*

6.72%p.a.

Est. repayment

$3,157

LVR ≤65%

Enquire

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A 65% - 75% LVR <$3m P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

6.77%p.a.

Est. repayment

$3,174

LVR 65 to 75%

Enquire

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A Frequent Flyer 65% - 75% LVR <$3m P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

6.77%p.a.

Est. repayment

$3,174

LVR 65 to 75%

Enquire

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A 75% - 80% LVR <$3m P&I

VariableRedraw

Interest

6.64%p.a.

Comparison*

6.87%p.a.

Est. repayment

$3,207

LVR 75 to 80%

Enquire

LaTrobe FinancialEveryday Heroes Full Doc Credit Grade A Frequent Flyer 75% - 80% LVR <$3m P&I

VariableRedraw

Interest

6.64%p.a.

Comparison*

6.87%p.a.

Est. repayment

$3,207

LVR 75 to 80%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A <65% LVR <$3m P&I

VariableRedraw

Interest

6.64%p.a.

Comparison*

6.87%p.a.

Est. repayment

$3,207

LVR ≤65%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A Frequent Flyer <65% LVR <$3m P&I

VariableRedraw

Interest

6.64%p.a.

Comparison*

6.87%p.a.

Est. repayment

$3,207

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A <65% LVR <$5m Owner Occupied P&I Special

VariableRedraw

Interest

6.79%p.a.

Comparison*

7.02%p.a.

Est. repayment

$3,256

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A Frequent Flyer <65% LVR <$3m Owner Occupied P&I Special

VariableRedraw

Interest

6.79%p.a.

Comparison*

7.02%p.a.

Est. repayment

$3,256

LVR ≤65%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A 65% - 75% LVR <$3m P&I

VariableRedraw

Interest

6.79%p.a.

Comparison*

7.02%p.a.

Est. repayment

$3,256

LVR 65 to 75%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A Frequent Flyer 65% - 75% LVR <$3m P&I

VariableRedraw

Interest

6.79%p.a.

Comparison*

7.02%p.a.

Est. repayment

$3,256

LVR 65 to 75%

Enquire

LaTrobe FinancialFull Doc Credit Grade A <65% LVR <$5m Investment P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A <65% LVR <$5m Owner Occupied P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A 65% - 75% LVR <$5m Owner Occupied P&I Special

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR 65 to 75%

Enquire

LaTrobe FinancialFull Doc Credit Grade A Frequent Flyer <65% LVR <$3m Investment P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A Frequent Flyer <65% LVR <$3m Owner Occupied P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR ≤65%

Enquire

LaTrobe FinancialFull Doc Credit Grade A Frequent Flyer 65% - 75% LVR <$3m Owner Occupied P&I Special

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR 65 to 75%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A 75% - 80% LVR <$3m P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR 75 to 80%

Enquire

LaTrobe FinancialEveryday Heroes Lite Doc Credit Grade A Frequent Flyer 75% - 80% LVR <$3m P&I

VariableRedraw

Interest

6.89%p.a.

Comparison*

7.12%p.a.

Est. repayment

$3,290

LVR 75 to 80%

Enquire

LaTrobe FinancialFull Doc Credit Grade A 75% - 80% LVR <$5m Owner Occupied P&I Special

VariableRedraw

Interest

6.99%p.a.

Comparison*

7.22%p.a.

Est. repayment

$3,323

LVR 75 to 80%

Enquire

LaTrobe FinancialFull Doc Credit Grade A Frequent Flyer 75% - 80% LVR <$3m Owner Occupied P&I Special

VariableRedraw

Interest

6.99%p.a.

Comparison*

7.22%p.a.

Est. repayment

$3,323

LVR 75 to 80%

Enquire

LaTrobe FinancialLite Doc Credit Grade A <65% LVR <$5m Owner Occupied P&I Special

VariableRedraw

Interest

6.99%p.a.

Comparison*

7.22%p.a.

Est. repayment

$3,323

LVR ≤65%

Enquire

LaTrobe FinancialLite Doc Credit Grade A Frequent Flyer <65% LVR <$3m Owner Occupied P&I Special

VariableRedraw

Interest

6.99%p.a.

Comparison*

7.22%p.a.

Est. repayment

$3,323

LVR ≤65%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

LaTrobe Financial · Variable

LaTrobe Financial variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.