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ING Bank (Australia) Ltd · Investor · Updated November 2026

ING Bank (Australia) Ltd Investment Loan Rates, November 2026

ING Bank (Australia) Ltd lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.39% p.a., on Mortgage Simplifier $150k+ <60% LVR Investment P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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ING Bank (Australia) Ltd investor home loan rates, November 2026

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ <60% LVR Investment P&I
VariableRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ 60% - 70% LVR Investment P&I
VariableRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60 to 70%
ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ 70% - 80% LVR Investment P&I
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR 70 to 80%
ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ <60% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ 60% - 70% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ 70% - 80% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ <60% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ 60% - 70% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ <60% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ 60% - 70% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage $150k+ 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.74%p.a.
Est. interest only / month
$2,746
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdOrange Advantage
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.74%p.a.
Est. interest only / month
$2,746
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdMortgage Simplifier $150k+ 80% - 90% LVR Investment P&I
VariableRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR 80 to 90%
ING Bank (Australia) Ltd logo
ING Bank (Australia) LtdFixed Rate Loan
2y Fixed
Interest
6.79%p.a.
Comparison*
6.50%p.a.
Est. interest only / month
$2,829
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ING Bank (Australia) Ltd logo
ING Bank (Australia) Ltd1 Year Fixed >$150k 70% - 80% LVR Investment P&I
1y Fixed
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 70 to 80%
ING Bank (Australia) Ltd logo
ING Bank (Australia) Ltd2 Year Fixed >$150k <70% LVR Investment IO
2y Fixed
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

ING Bank (Australia) Ltd · Investor

ING Bank (Australia) Ltd investor home loans, what to weigh

ING Bank (Australia) Ltd's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also ING Bank (Australia) Ltd's full product range, repayment calculator, and refinance savings calculator.

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