Interest
7.75%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,582
LVR ≤70%
Hejaz Financial Services · Fixed · Updated November 2026
Hejaz Financial Services Fixed Home Loan Rates, November 2026
Hejaz Financial Services lists 24 fixed home loans in the Ratesniffers index today. The lowest is 7.75% p.a. (comparison rate 6.93% p.a.) on a 1-year fixed term, on Gold 1 Year Fixed Owner Occupied <70% LVR <$3.5m P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Hejaz Financial Services fixed home loan rates, November 2026
Lowest Hejaz Financial Services fixed rate by term: 1-year 7.75% p.a. (comparison 6.93%), 2-year 7.75% p.a. (comparison 7.06%), 3-year 7.75% p.a. (comparison 7.18%), 4-year 7.75% p.a. (comparison 7.29%), 5-year 7.75% p.a. (comparison 7.39%).
Interest
7.75%p.a.
Comparison*
7.06%p.a.
Est. repayment
$3,582
LVR ≤70%
Interest
7.75%p.a.
Comparison*
7.38%p.a.
Est. repayment
$3,582
LVR 80 to 85%
Interest
7.75%p.a.
Comparison*
7.18%p.a.
Est. repayment
$3,582
LVR ≤70%
Interest
7.75%p.a.
Comparison*
7.46%p.a.
Est. repayment
$3,582
LVR 80 to 85%
Interest
7.75%p.a.
Comparison*
7.29%p.a.
Est. repayment
$3,582
LVR ≤70%
Interest
7.75%p.a.
Comparison*
7.39%p.a.
Est. repayment
$3,582
LVR ≤70%
Hejaz Financial ServicesGold 1 Year Fixed Owner Occupied 70% - 80% LVR <$3.5m P&I
1y FixedOffsetRedraw
Interest
7.85%p.a.
Comparison*
7.03%p.a.
Est. repayment
$3,617
LVR 70 to 80%
Interest
7.85%p.a.
Comparison*
7.03%p.a.
Est. repayment
$3,617
LVR 80 to 85%
Interest
7.85%p.a.
Comparison*
7.16%p.a.
Est. repayment
$3,617
LVR 85 to 90%
Hejaz Financial ServicesGold 2 Year Fixed Owner Occupied 70% - 80% LVR <$3.5m P&I
2y FixedOffsetRedraw
Interest
7.85%p.a.
Comparison*
7.16%p.a.
Est. repayment
$3,617
LVR 70 to 80%
Interest
7.85%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,617
LVR 85 to 90%
Hejaz Financial ServicesGold 3 Year Fixed Owner Occupied 70% - 80% LVR <$3.5m P&I
3y FixedOffsetRedraw
Interest
7.85%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,617
LVR 70 to 80%
Interest
7.85%p.a.
Comparison*
7.39%p.a.
Est. repayment
$3,617
LVR 85 to 90%
Hejaz Financial ServicesGold 4 Year Fixed Owner Occupied 70% - 80% LVR <$3.5m P&I
4y FixedOffsetRedraw
Interest
7.85%p.a.
Comparison*
7.39%p.a.
Est. repayment
$3,617
LVR 70 to 80%
Interest
7.85%p.a.
Comparison*
7.57%p.a.
Est. repayment
$3,617
LVR 80 to 85%
Interest
7.85%p.a.
Comparison*
7.49%p.a.
Est. repayment
$3,617
LVR 85 to 90%
Hejaz Financial ServicesGold 5 Year Fixed Owner Occupied 70% - 80% LVR <$3.5m P&I
5y FixedOffsetRedraw
Interest
7.85%p.a.
Comparison*
7.49%p.a.
Est. repayment
$3,617
LVR 70 to 80%
Interest
7.85%p.a.
Comparison*
7.65%p.a.
Est. repayment
$3,617
LVR 80 to 85%
Interest
7.95%p.a.
Comparison*
7.13%p.a.
Est. repayment
$3,651
LVR ≤70%
Hejaz Financial ServicesGold 1 Year Fixed Owner Occupied <70% LVR <$3.5m Ijara Only
1y FixedOffsetRedraw
Interest
7.95%p.a.
Comparison*
Not available
Est. interest only / month
$3,313
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.95%p.a.
Comparison*
7.13%p.a.
Est. repayment
$3,651
LVR 85 to 90%
Interest
7.95%p.a.
Comparison*
7.26%p.a.
Est. repayment
$3,651
LVR ≤70%
Hejaz Financial ServicesGold 2 Year Fixed Owner Occupied <70% LVR <$3.5m Ijara Only
2y FixedOffsetRedraw
Interest
7.95%p.a.
Comparison*
Not available
Est. interest only / month
$3,313
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Hejaz Financial Services · Fixed
Hejaz Financial Services fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Hejaz Financial Services's full product range, repayment calculator, and refinance savings calculator.