Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied >90% LVR P&I (5% Deposit Scheme)
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 90 to 98%
Health Professionals Bank · Fixed · Updated November 2026
Health Professionals Bank Fixed Home Loan Rates, November 2026
Health Professionals Bank lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.39% p.a. on a 1-year fixed term, on Your Way Plus 1 Year Fixed Owner Occupied >90% LVR P&I (5% Deposit Scheme). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Health Professionals Bank fixed home loan rates, November 2026
Lowest Health Professionals Bank fixed rate by term: 1-year 6.39% p.a., 2-year 6.74% p.a. (comparison 6.58%).
Interest
6.39%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,124
LVR ≤60%
Interest
6.39%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,124
LVR ≤60%
Interest
6.49%p.a.
Comparison*
6.26%p.a.
Est. repayment
$3,157
LVR ≤95%
Interest
6.49%p.a.
Comparison*
6.26%p.a.
Est. repayment
$3,157
LVR ≤98%
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.64%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,207
LVR ≤95%
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,124
LVR 60 to 70%
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,124
LVR 70 to 80%
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,124
LVR 60 to 70%
Health Professionals BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,124
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,240
LVR ≤60%
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤95%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.74%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,240
LVR ≤60%
Health Professionals BankYour Way Plus 2 Year Fixed Owner Occupied >90% LVR P&I (5% Deposit Scheme)
2y FixedOffsetRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR 90 to 98%
Interest
6.54%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,174
LVR ≤60%
Health Professionals BankYour Way Plus 1 Year Fixed Investment 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,174
LVR 60 to 70%
Health Professionals BankYour Way Plus 1 Year Fixed Investment 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,174
LVR ≤60%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Health Professionals Bank · Fixed
Health Professionals Bank fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Health Professionals Bank's full product range, repayment calculator, and refinance savings calculator.