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Greater Bank Limited Home Loan Rates

Active products
80
Lowest variable
5.94%
Lowest fixed
6.24%
Lowest comparison
5.95%
Last updated
28 July 2026

Greater Bank Limited is one of the Australian home-loan lenders we track daily. We currently surface 80 active products from Greater Bank Limited, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What is the lowest Greater Bank Limited home loan rate?

The lowest Greater Bank Limited variable home loan rate Ratesniffers tracks is 5.94% p.a., and the lowest fixed rate is 6.24% p.a. These figures come from the 80 Greater Bank Limited products on this page, ranked by comparison rate, refreshed daily (last updated 28 July 2026).

How many home loan products does Greater Bank Limited offer?

Ratesniffers currently tracks 80 Greater Bank Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

Greater Bank Limited home loan rates at a glance

Product typeRateComparison rateMax LVR
Variable Owner-occupier P&I5.94% p.a.5.95% p.a.100%
Variable Owner-occupier interest-only6.04% p.a.5.99% p.a.100%
Variable Investor P&I6.19% p.a.6.20% p.a.100%
Variable Investor interest-only6.29% p.a.6.24% p.a.100%
Variable Owner-occupier P&I6.19% p.a.6.56% p.a.100%
Variable Owner-occupier interest-only6.29% p.a.6.57% p.a.100%
Variable Investor P&I6.39% p.a.6.76% p.a.100%
Variable Investor interest-only6.49% p.a.6.77% p.a.100%
Fixed 5-year Owner-occupier P&I6.54% p.a.7.28% p.a.100%
Fixed 5-year Owner-occupier interest-only6.64% p.a.7.34% p.a.100%
Fixed 4-year Owner-occupier P&I6.54% p.a.7.37% p.a.100%
Fixed 4-year Owner-occupier interest-only6.64% p.a.7.42% p.a.100%

80 Greater Bank Limited home loan products

Negotiate Greater Bank Limited rates with a broker

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Who is Greater Bank Limited?

Greater Bank is a customer-owned bank with more than 75 years of history in Newcastle and the Hunter. On 1 March 2023 it merged with Newcastle Permanent to form NGM Group (Newcastle Greater Mutual Group), one of Australia's largest customer-owned banking groups with around 600,000 customers and over $20 billion in assets.

The Greater Bank brand continues under the group with its own products and pricing, serving its heartland across Newcastle, the Hunter, the Central Coast and northern New South Wales.

Who suits a Greater Bank Limited home loan?

Greater Bank tends to suit NSW borrowers, particularly in Newcastle, the Hunter and the Central Coast, who want customer-owned pricing backed by one of the sector's biggest balance sheets. Its variable rates often sit well under the big four, so check where it lands in the live table above.

Background facts checked 21 July 2026. Rates above refresh independently.

Greater Bank Limited home loans: frequently asked questions

What is the lowest Greater Bank Limited home loan rate?

Greater Bank Limited's lowest variable home loan rate is currently 5.94% p.a., and its lowest fixed rate is 6.24% p.a., based on the 80 Greater Bank Limited products Ratesniffers ranks by comparison rate, refreshed daily (last updated 28 July 2026). The advertised rate isn't always the rate Greater Bank Limited approves, a broker can often negotiate a sharper deal on your scenario.

How does Greater Bank Limited's home loan rate compare to the market?

Greater Bank Limited's lowest variable home loan rate today is 5.94% p.a., which is 15 basis points below the market median of 6.09% p.a., which puts Greater Bank Limited among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Greater Bank Limited sits right now rather than a fixed snapshot.

How many home loan products does Greater Bank Limited offer?

Ratesniffers currently tracks 80 Greater Bank Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Greater Bank Limited competitive for refinancing?

It depends on your loan size and LVR. Greater Bank Limited's lowest comparison rate is currently 5.95% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Greater Bank Limited against the sharpest available rate usually pays off.

How often are Greater Bank Limited's home loan rates updated?

Ratesniffers refreshes Greater Bank Limited's home loan rates daily; this page was last updated 28 July 2026. Rates can change whenever Greater Bank Limited reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

Greater Bank Limited rates by borrower and loan type

The same Greater Bank Limited panel, filtered to the scenario you're actually shopping for.

Compare home loans across the market by purpose

The whole visible panel, sliced by what borrowers actually search for.

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Mortgage guides and market context

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