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Credit Union SA · Investor · Updated November 2026

Credit Union SA Investment Loan Rates, November 2026

Credit Union SA lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 6.85% p.a.) on a 3-year fixed term, on 3-Year Fixed Rate Home Loan Principal and Interest. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Credit Union SA investor home loan rates, November 2026

Credit Union SA logo
Credit Union SAPackage Variable <60% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA3 Year Fixed Package Investment IO
3y FixedRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SAPackage Variable <80% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA2 Year Fixed Package Investment IO
2y FixedRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA3-Year Fixed Rate Home Loan Principal and Interest
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR not stated
Credit Union SA logo
Credit Union SA3-Year Fixed Home Loan Package Principal and Interest
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR not stated
Credit Union SA logo
Credit Union SAPackage Variable <60% LVR Investment P&I Special
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR ≤60%
Credit Union SA logo
Credit Union SAPackage Variable <80% LVR Investment P&I Special
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,174
LVR ≤80%
Credit Union SA logo
Credit Union SA2-Year Fixed Rate Home Loan Principal and Interest
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.91%p.a.
Est. repayment
$3,190
LVR not stated
Credit Union SA logo
Credit Union SA2-Year Fixed Home Loan Package Principal and Interest
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.91%p.a.
Est. repayment
$3,190
LVR not stated
Credit Union SA logo
Credit Union SA1-Year Fixed Home Loan Principal and Interest
1y FixedRedraw
Interest
7.04%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,340
LVR not stated
Credit Union SA logo
Credit Union SA1-Year Fixed Home Loan Package Principal and Interest
1y FixedRedraw
Interest
7.04%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,340
LVR not stated
Credit Union SA logo
Credit Union SA1 Year Fixed Package Investment IO
1y FixedRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. interest only / month
$3,038
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SAVariable Home Loan Package Specials
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
7.49%p.a.
Est. interest only / month
$2,829
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SAVariable Home Loan Package Specials
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,493
LVR not stated
Credit Union SA logo
Credit Union SAStandard Variable Rate Home Loan Principal and Interest
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,493
LVR not stated
Credit Union SA logo
Credit Union SADiscounted Variable Rate Home Loan Principal and Interest
VariableRedraw
Interest
7.49%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,493
LVR not stated
Credit Union SA logo
Credit Union SAVariable Home Loan Package Principal and Interest
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,493
LVR not stated
Credit Union SA logo
Credit Union SA3 Year Fixed Package Investment P&I
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
7.54%p.a.
Est. repayment
$3,157
LVR ≤97%
Credit Union SA logo
Credit Union SADiscounted Variable Investment P&I
VariableRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤97%
Credit Union SA logo
Credit Union SA3 Year Fixed Investment IO
3y FixedRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA3-Year Fixed Home Loan Package Interest Only
3y FixedRedraw
Interest
6.74%p.a.
Comparison*
7.61%p.a.
Est. interest only / month
$2,808
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA2 Year Fixed Investment IO
2y FixedRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. interest only / month
$3,183
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Credit Union SA logo
Credit Union SA2 Year Fixed Package Investment P&I
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
7.65%p.a.
Est. repayment
$3,190
LVR ≤97%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Credit Union SA · Investor

Credit Union SA investor home loans, what to weigh

Credit Union SA's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also Credit Union SA's full product range, repayment calculator, and refinance savings calculator.

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