Credit Union SA · Investor · Updated September 2026

Credit Union SA Investment Loan Rates, September 2026

Credit Union SA lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.24% p.a. (comparison rate 6.60% p.a.) on a 3-year fixed term, on 3-Year Fixed Rate Home Loan Principal and Interest. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Credit Union SA investor home loan rates, September 2026

Credit Union SAPackage Variable <60% LVR Investment IO Special

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤60%

Enquire

Credit Union SA3 Year Fixed Package Investment IO

3y FixedRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤80%

Enquire

Credit Union SAPackage Variable <80% LVR Investment IO Special

VariableOffsetRedraw

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤80%

Enquire

Credit Union SA2 Year Fixed Package Investment IO

2y FixedRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. repayment

$3,190

LVR ≤80%

Enquire

Credit Union SA3-Year Fixed Rate Home Loan Principal and Interest

3y FixedRedraw

Interest

6.24%p.a.

Comparison*

6.60%p.a.

Est. repayment

$3,075

LVR not stated

Enquire

Credit Union SA3-Year Fixed Home Loan Package Principal and Interest

3y FixedRedraw

Interest

6.24%p.a.

Comparison*

6.60%p.a.

Est. repayment

$3,075

LVR not stated

Enquire

Credit Union SA2-Year Fixed Rate Home Loan Principal and Interest

2y FixedRedraw

Interest

6.34%p.a.

Comparison*

6.66%p.a.

Est. repayment

$3,108

LVR not stated

Enquire

Credit Union SA2-Year Fixed Home Loan Package Principal and Interest

2y FixedRedraw

Interest

6.34%p.a.

Comparison*

6.66%p.a.

Est. repayment

$3,108

LVR not stated

Enquire

Credit Union SA1-Year Fixed Home Loan Principal and Interest

1y FixedRedraw

Interest

6.54%p.a.

Comparison*

6.72%p.a.

Est. repayment

$3,174

LVR not stated

Enquire

Credit Union SA1-Year Fixed Home Loan Package Principal and Interest

1y FixedRedraw

Interest

6.54%p.a.

Comparison*

6.72%p.a.

Est. repayment

$3,174

LVR not stated

Enquire

Credit Union SAPackage Variable Investment IO

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤80%

Enquire

Credit Union SA1 Year Fixed Package Investment IO

1y FixedRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤80%

Enquire

Credit Union SAVariable Home Loan Package Specials

VariableOffsetRedraw

Interest

6.54%p.a.

Comparison*

7.27%p.a.

Est. repayment

$3,174

LVR not stated

Enquire

Credit Union SAVariable Home Loan Package Specials

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

7.27%p.a.

Est. repayment

$3,407

LVR not stated

Enquire

Credit Union SAStandard Variable Rate Home Loan Principal and Interest

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

7.27%p.a.

Est. repayment

$3,407

LVR not stated

Enquire

Credit Union SADiscounted Variable Rate Home Loan Principal and Interest

VariableRedraw

Interest

7.24%p.a.

Comparison*

7.27%p.a.

Est. repayment

$3,407

LVR not stated

Enquire

Credit Union SAVariable Home Loan Package Principal and Interest

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

7.27%p.a.

Est. repayment

$3,407

LVR not stated

Enquire

Credit Union SADiscounted Variable Investment P&I

VariableRedraw

Interest

7.29%p.a.

Comparison*

Not available

Est. repayment

$3,424

LVR ≤97%

Enquire

Credit Union SA3 Year Fixed Investment IO

3y FixedRedraw

Interest

7.29%p.a.

Comparison*

Not available

Est. repayment

$3,424

LVR ≤80%

Enquire

Credit Union SA3 Year Fixed Package Investment P&I

3y FixedRedraw

Interest

6.24%p.a.

Comparison*

7.30%p.a.

Est. repayment

$3,075

LVR ≤97%

Enquire

Credit Union SA3-Year Fixed Home Loan Package Interest Only

3y FixedRedraw

Interest

6.49%p.a.

Comparison*

7.36%p.a.

Est. repayment

$3,157

LVR not stated

Enquire

Credit Union SAInvestment Variable Home Loan Package Interest Only

VariableOffsetRedraw

Interest

6.54%p.a.

Comparison*

7.37%p.a.

Est. repayment

$3,174

LVR not stated

Enquire

Credit Union SA2 Year Fixed Investment IO

2y FixedRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤80%

Enquire

Credit Union SA3 Year Fixed Investment P&I

3y FixedRedraw

Interest

7.04%p.a.

Comparison*

7.40%p.a.

Est. repayment

$3,340

LVR ≤97%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Credit Union SA · Investor

Credit Union SA investor home loans, what to weigh

Credit Union SA's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.