CommBank · Refinance · Updated September 2026

CommBank Refinance Home Loans, September 2026

CommBank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 6.85% p.a.), on Digi Home Loan (Owner Occupied). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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CommBank refinance home loan rates, September 2026

CommBankMAV 2 Year Fixed Owner Occupied IO

2y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤80%

Enquire

CommBankMAV 2 Year Fixed Owner Occupied IO

2y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤80%

Enquire

CommBankMAV $150k+ <60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.83%p.a.

Comparison*

Not available

Est. repayment

$3,270

LVR ≤60%

Enquire

CommBankMAV $150k+ <60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.83%p.a.

Comparison*

Not available

Est. repayment

$3,270

LVR ≤60%

Enquire

CommBankSimple Home Loan <60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.83%p.a.

Comparison*

Not available

Est. repayment

$3,270

LVR ≤60%

Enquire

CommBankDigi Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 70 to 80%

Enquire

CommBankStandard Variable Rate Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 70 to 80%

Enquire

CommBankSimple Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 70 to 80%

Enquire

CommBankMAV $150k+ 60% - 70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.88%p.a.

Comparison*

Not available

Est. repayment

$3,286

LVR 60 to 70%

Enquire

CommBankMAV $150k+ 60% - 70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.88%p.a.

Comparison*

Not available

Est. repayment

$3,286

LVR 60 to 70%

Enquire

CommBankSimple Home Loan 60% - 70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.88%p.a.

Comparison*

Not available

Est. repayment

$3,286

LVR 60 to 70%

Enquire

CommBankMAV 1 Year Fixed Owner Occupied IO

1y Fixed

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤80%

Enquire

CommBank2 Year Fixed Owner Occupied IO

2y Fixed

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤80%

Enquire

CommBankMAV 1 Year Fixed Owner Occupied IO

1y Fixed

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤80%

Enquire

CommBankDigi Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

Not available

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankSimple Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

Not available

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankMAV $150k+ 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

Not available

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankMAV $150k+ 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

Not available

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankSimple Home Loan 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

Not available

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankMAV 3 Year Fixed Owner Occupied IO

3y Fixed

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤80%

Enquire

CommBank1 Year Fixed Owner Occupied IO

1y Fixed

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤80%

Enquire

CommBankMAV 3 Year Fixed Owner Occupied IO

3y Fixed

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤80%

Enquire

CommBankStandard Variable Rate Home Loan (Owner Occupied)

VariableOffsetRedraw

Interest

6.98%p.a.

Comparison*

7.05%p.a.

Est. repayment

$3,320

LVR 70 to 80%

Enquire

CommBankMAV 4 Year Fixed Owner Occupied IO

4y Fixed

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤80%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

CommBank · Refinance

CommBank refinance home loans, what to weigh

CommBank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.