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BCU Bank · Investor · Updated November 2026

BCU Bank Investment Loan Rates, November 2026

BCU Bank lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.54% p.a. (comparison rate 6.54% p.a.), on Basic Home Loan Investment <70% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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BCU Bank investor home loan rates, November 2026

BCU Bank logo
BCU BankBasic Home Loan Investment <70% LVR P&I
VariableRedraw
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR ≤70%
BCU Bank logo
BCU BankVariable Home Loan Inv
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. repayment
$3,207
LVR not stated
BCU Bank logo
BCU BankBasic Inv Loan (P&I) LVR>70
VariableRedraw
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. repayment
$3,207
LVR not stated
BCU Bank logo
BCU BankBasic Home Loan Investment 70% - 90% LVR P&I
VariableRedraw
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. repayment
$3,207
LVR 70 to 90%
BCU Bank logo
BCU BankInvestment P&I Fixed Home Loan
1y Fixed
Interest
6.64%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,207
LVR not stated
BCU Bank logo
BCU BankInvestment P&I Fixed Home Loan
2y Fixed
Interest
6.64%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,207
LVR not stated
BCU Bank logo
BCU Bank1 Year Fixed Investment P&I
1y Fixed
Interest
6.64%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,207
LVR ≤90%
BCU Bank logo
BCU Bank2 Year Fixed Investment P&I
2y Fixed
Interest
6.64%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,207
LVR ≤90%
BCU Bank logo
BCU BankVariable Home Loan Investment P&I
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,223
LVR ≤90%
BCU Bank logo
BCU BankInvestment IO Fixed Home Loan
1y Fixed
Interest
6.74%p.a.
Comparison*
6.48%p.a.
Est. interest only / month
$2,808
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankInvestment IO Fixed Home Loan
2y Fixed
Interest
6.74%p.a.
Comparison*
6.48%p.a.
Est. interest only / month
$2,808
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU Bank1 Year Fixed Investment IO
1y Fixed
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU Bank2 Year Fixed Investment IO
2y Fixed
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankInvestment P&I Fixed Home Loan
3y Fixed
Interest
6.79%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,256
LVR not stated
BCU Bank logo
BCU Bank3 Year Fixed Investment P&I
3y Fixed
Interest
6.79%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,256
LVR ≤90%
BCU Bank logo
BCU BankInvestment IO Fixed Home Loan
3y Fixed
Interest
6.89%p.a.
Comparison*
6.60%p.a.
Est. interest only / month
$2,871
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU Bank3 Year Fixed Investment IO
3y Fixed
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankVariable Home Loan Inv (IO)
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankBasic Investment Loan (IO)
VariableRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankBasic Home Loan Investment <90% LVR IO
VariableRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

BCU Bank logo
BCU BankInvestment P&I Fixed Home Loan
4y Fixed
Interest
6.99%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,323
LVR not stated
BCU Bank logo
BCU BankInvestment P&I Fixed Home Loan
5y Fixed
Interest
6.99%p.a.
Comparison*
6.82%p.a.
Est. repayment
$3,323
LVR not stated
BCU Bank logo
BCU Bank4 Year Fixed Investment P&I
4y Fixed
Interest
6.99%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,323
LVR ≤90%
BCU Bank logo
BCU Bank5 Year Fixed Investment P&I
5y Fixed
Interest
6.99%p.a.
Comparison*
6.82%p.a.
Est. repayment
$3,323
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

BCU Bank · Investor

BCU Bank investor home loans, what to weigh

BCU Bank's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also BCU Bank's full product range, repayment calculator, and refinance savings calculator.

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