BankSA · Fixed · Updated September 2026

BankSA Fixed Home Loan Rates, September 2026

BankSA lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.44% p.a. (comparison rate 6.84% p.a.) on a 2-year fixed term, on Fixed Rate Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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BankSA fixed home loan rates, September 2026

Lowest BankSA fixed rate by term: 1-year 6.54% p.a. (comparison 6.86%), 2-year 6.44% p.a. (comparison 6.84%), 3-year 6.74% p.a..

BankSAAdvantage Package 2 Year Fixed <70% LVR Investment IO

2y Fixed

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed <70% LVR Investment IO

2y Fixed

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

BankSAAdvantage Package 1 Year Fixed <70% LVR Investment IO

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed 70% - 80% LVR Investment IO

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

BankSAAdvantage Package 1 Year Fixed <70% LVR Investment IO

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed 70% - 80% LVR Investment IO

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

BankSAAdvantage Package 2 Year Fixed <70% LVR Owner Occupied IO

2y Fixed

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed <70% LVR Owner Occupied IO

2y Fixed

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR ≤70%

Enquire

BankSAAdvantage Package 1 Year Fixed 70% - 80% LVR Investment IO

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 70 to 80%

Enquire

BankSAAdvantage Package 3 Year Fixed <70% LVR Investment IO

3y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

BankSA2 Year Fixed <70% LVR Investment IO

2y FixedRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

BankSAAdvantage Package 1 Year Fixed 70% - 80% LVR Investment IO

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 70 to 80%

Enquire

BankSAAdvantage Package 3 Year Fixed <70% LVR Investment IO

3y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

BankSAAdvantage Package 1 Year Fixed <70% LVR Owner Occupied IO

1y Fixed

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed 70% - 80% LVR Owner Occupied IO

2y Fixed

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

BankSAAdvantage Package 1 Year Fixed <70% LVR Owner Occupied IO

1y Fixed

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤70%

Enquire

BankSAAdvantage Package 2 Year Fixed 70% - 80% LVR Owner Occupied IO

2y Fixed

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

BankSAFixed Rate Home Loan

2y FixedRedraw

Interest

6.44%p.a.

Comparison*

6.84%p.a.

Est. repayment

$3,141

LVR 70 to 80%

Enquire

BankSAAdvantage Package 3 Year Fixed 70% - 80% LVR Investment IO

3y Fixed

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

BankSA1 Year Fixed <70% LVR Investment IO

1y FixedRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR ≤70%

Enquire

BankSA2 Year Fixed 70% - 80% LVR Investment IO

2y FixedRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

BankSAAdvantage Package 3 Year Fixed 70% - 80% LVR Investment IO

3y Fixed

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

BankSAFixed Rate Home Loan

1y FixedRedraw

Interest

6.54%p.a.

Comparison*

6.86%p.a.

Est. repayment

$3,174

LVR 70 to 80%

Enquire

BankSAAdvantage Package 1 Year Fixed 70% - 80% LVR Owner Occupied IO

1y Fixed

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 70 to 80%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

BankSA · Fixed

BankSA fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.