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Bank of Sydney · Investor · Updated November 2026

Bank of Sydney Investment Loan Rates, November 2026

Bank of Sydney lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.54% p.a., on Basic Home Loan Investment <50% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bank of Sydney investor home loan rates, November 2026

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment <50% LVR P&I
VariableRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤50%
Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 50% - 60% LVR P&I
VariableRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR 50 to 60%
Bank of Sydney logo
Bank of SydneyHome Equity Maximiser Investment
Variable
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment <50% LVR IO
VariableRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 50% - 60% LVR IO
VariableRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 60% - 70% LVR P&I
VariableRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 60 to 70%
Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 70% - 80% LVR P&I
VariableRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 70 to 80%
Bank of Sydney logo
Bank of SydneyBOS Basic Investment Home Loan
VariableRedraw
Interest
6.79%p.a.
Comparison*
6.89%p.a.
Est. interest only / month
$2,829
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBOS Basic Investment Home Loan
VariableRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR not stated
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR not stated
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment <50% LVR P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR ≤50%
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 50% - 60% LVR P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR 50 to 60%
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment <50% LVR P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR ≤50%
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 50% - 60% LVR P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.95%p.a.
Est. repayment
$3,273
LVR 50 to 60%
Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 60% - 70% LVR IO
VariableRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 70% - 80% LVR IO
VariableRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
7.01%p.a.
Est. interest only / month
$2,829
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment <50% LVR IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 50% - 60% LVR IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment <50% LVR IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 50% - 60% LVR IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Bank of Sydney logo
Bank of SydneyBasic Home Loan Investment 80% - 90% LVR P&I
VariableRedraw
Interest
7.14%p.a.
Comparison*
Not available
Est. repayment
$3,374
LVR 80 to 90%
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 60% - 70% LVR P&I
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,357
LVR 60 to 70%
Bank of Sydney logo
Bank of SydneyExpect More Home Loan Investment 70% - 80% LVR P&I
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,357
LVR 70 to 80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bank of Sydney · Investor

Bank of Sydney investor home loans, what to weigh

Bank of Sydney's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also Bank of Sydney's full product range, repayment calculator, and refinance savings calculator.

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