Bank of Melbourne · Investor · Updated September 2026

Bank of Melbourne Investment Loan Rates, September 2026

Bank of Melbourne lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.54% p.a. on a 2-year fixed term, on Advantage Package 2 Year Fixed <70% LVR Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bank of Melbourne investor home loan rates, September 2026

Bank of MelbourneAdvantage Package 2 Year Fixed <70% LVR Investment IO

2y Fixed

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

Bank of MelbourneBasic Home Loan Promotional Rate <70% LVR Investment P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 2 Year Fixed <70% LVR Investment IO

2y Fixed

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 1 Year Fixed <70% LVR Investment IO

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 2 Year Fixed 70% - 80% LVR Investment IO

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

Bank of MelbourneBasic Home Loan Promotional Rate 70% - 80% LVR Investment P&I

VariableRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 1 Year Fixed <70% LVR Investment IO

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 2 Year Fixed 70% - 80% LVR Investment IO

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 1 Year Fixed 70% - 80% LVR Investment IO

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 3 Year Fixed <70% LVR Investment IO

3y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

Bank of Melbourne2 Year Fixed <70% LVR Investment IO

2y FixedRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 1 Year Fixed 70% - 80% LVR Investment IO

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 3 Year Fixed <70% LVR Investment IO

3y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤70%

Enquire

Bank of MelbourneBasic Variable Home Loan

VariableRedraw

Interest

6.69%p.a.

Comparison*

6.80%p.a.

Est. repayment

$3,223

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 3 Year Fixed 70% - 80% LVR Investment IO

3y Fixed

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

Bank of Melbourne1 Year Fixed <70% LVR Investment IO

1y FixedRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR ≤70%

Enquire

Bank of Melbourne2 Year Fixed 70% - 80% LVR Investment IO

2y FixedRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package 3 Year Fixed 70% - 80% LVR Investment IO

3y Fixed

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR 70 to 80%

Enquire

Bank of MelbourneAdvantage Package <70% LVR $100k+ Investment IO

VariableOffsetRedraw

Interest

6.88%p.a.

Comparison*

Not available

Est. repayment

$3,286

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package <70% LVR $100k+ Investment IO

VariableOffsetRedraw

Interest

6.88%p.a.

Comparison*

Not available

Est. repayment

$3,286

LVR ≤70%

Enquire

Bank of MelbourneBasic Home Loan Promotional Rate <70% LVR Investment IO

VariableRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 2 Year Fixed >80% LVR Investment IO

2y Fixed

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR 80 to 90%

Enquire

Bank of MelbourneAdvantage Package 4 Year Fixed <70% LVR Investment IO

4y Fixed

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR ≤70%

Enquire

Bank of MelbourneAdvantage Package 5 Year Fixed <70% LVR Investment IO

5y Fixed

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR ≤70%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bank of Melbourne · Investor

Bank of Melbourne investor home loans, what to weigh

Bank of Melbourne's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.