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ANZ · Investor · Updated September 2026

ANZ Investment Loan Rates, September 2026

ANZ lists 22 investor home loans in the Ratesniffers index today. The lowest is 6.44% p.a. on a 1-year fixed term, on 1 Year Fixed <80% LVR Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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ANZ investor home loan rates, September 2026

ANZ logo
ANZ1 Year Fixed <80% LVR Investment IO
1y FixedOffset
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤80%
ANZ logo
ANZ2 Year Fixed <80% LVR Investment IO
2y Fixed
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤80%
ANZ logo
ANZ3 Year Fixed <80% LVR Investment IO
3y Fixed
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
ANZ logo
ANZ5 Year Fixed <80% LVR Investment IO
5y Fixed
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤80%
ANZ logo
ANZ4 Year Fixed <80% LVR Investment IO
4y Fixed
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
ANZ logo
ANZ1 Year Fixed >80% LVR Investment IO
1y FixedOffset
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR 80 to 95%
ANZ logo
ANZ2 Year Fixed >80% LVR Investment IO
2y Fixed
Interest
6.99%p.a.
Comparison*
Not available
Est. repayment
$3,323
LVR 80 to 95%
ANZ logo
ANZSimplicity Plus <60% LVR Investment IO
VariableRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR ≤60%
ANZ logo
ANZSimplicity Plus 60% - 70% LVR Investment IO
VariableRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR 60 to 70%
ANZ logo
ANZ3 Year Fixed >80% LVR Investment IO
3y Fixed
Interest
7.14%p.a.
Comparison*
Not available
Est. repayment
$3,374
LVR 80 to 95%
ANZ logo
ANZSimplicity Plus 70% - 80% LVR Investment IO
VariableRedraw
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 70 to 80%
ANZ logo
ANZ5 Year Fixed >80% LVR Investment IO
5y Fixed
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 80 to 95%
ANZ logo
ANZ10 Year Fixed <80% LVR Investment IO
10y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤80%
ANZ logo
ANZ4 Year Fixed >80% LVR Investment IO
4y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR 80 to 95%
ANZ logo
ANZ7 Year Fixed <80% LVR Investment IO
7y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤80%
ANZ logo
ANZ10 Year Fixed >80% LVR Investment IO
10y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR 80 to 90%
ANZ logo
ANZ7 Year Fixed >80% LVR Investment IO
7y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR 80 to 90%
ANZ logo
ANZSimplicity Plus 80% - 90% LVR Investment IO
VariableRedraw
Interest
7.79%p.a.
Comparison*
Not available
Est. repayment
$3,596
LVR 80 to 90%
ANZ logo
ANZSimplicity Plus >90% LVR Investment IO
VariableRedraw
Interest
7.98%p.a.
Comparison*
Not available
Est. repayment
$3,662
LVR 90 to 95%
ANZ logo
ANZStandard Variable Loan <80% LVR Investment IO
VariableOffsetRedraw
Interest
8.09%p.a.
Comparison*
Not available
Est. repayment
$3,700
LVR ≤80%
ANZ logo
ANZStandard Variable Loan >80% LVR Investment IO
VariableOffsetRedraw
Interest
8.29%p.a.
Comparison*
Not available
Est. repayment
$3,770
LVR 80 to 95%
ANZ logo
ANZStandard Variable Loan Investment IO
VariableOffsetRedraw
Interest
9.49%p.a.
Comparison*
Not available
Est. repayment
$4,201
LVR ≤95%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

ANZ · Investor

ANZ investor home loans, what to weigh

ANZ's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also ANZ's full product range, repayment calculator, and refinance savings calculator.

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