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ANZ · Investor · Updated November 2026

ANZ Investment Loan Rates, November 2026

ANZ lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.84% p.a. on a 1-year fixed term, on 1 Year Fixed <80% LVR Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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ANZ investor home loan rates, November 2026

ANZ logo
ANZ1 Year Fixed <80% LVR Investment IO
1y FixedOffset
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZSimplicity Plus <60% LVR Investment P&I
VariableRedraw
Interest
6.89%p.a.
Comparison*
6.89%p.a.
Est. repayment
$3,290
LVR ≤60%
ANZ logo
ANZ2 Year Fixed <80% LVR Investment IO
2y Fixed
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZSimplicity Plus 60% - 70% LVR Investment P&I
VariableRedraw
Interest
6.94%p.a.
Comparison*
6.94%p.a.
Est. repayment
$3,306
LVR 60 to 70%
ANZ logo
ANZSimplicity Plus 70% - 80% LVR Investment P&I
VariableRedraw
Interest
7.04%p.a.
Comparison*
7.04%p.a.
Est. repayment
$3,340
LVR 70 to 80%
ANZ logo
ANZ3 Year Fixed <80% LVR Investment IO
3y Fixed
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ4 Year Fixed <80% LVR Investment IO
4y Fixed
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ5 Year Fixed <80% LVR Investment IO
5y Fixed
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ10 Year Fixed <80% LVR Investment IO
10y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. interest only / month
$3,017
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ7 Year Fixed <80% LVR Investment IO
7y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. interest only / month
$3,017
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZSimplicity Plus <60% LVR Investment IO
VariableRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. interest only / month
$3,038
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ1 Year Fixed >80% LVR Investment IO
1y FixedOffset
Interest
7.29%p.a.
Comparison*
Not available
Est. interest only / month
$3,038
LVR 80 to 95%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZSimplicity Plus 60% - 70% LVR Investment IO
VariableRedraw
Interest
7.34%p.a.
Comparison*
Not available
Est. interest only / month
$3,058
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ2 Year Fixed >80% LVR Investment IO
2y Fixed
Interest
7.34%p.a.
Comparison*
Not available
Est. interest only / month
$3,058
LVR 80 to 95%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZSimplicity Plus 70% - 80% LVR Investment IO
VariableRedraw
Interest
7.44%p.a.
Comparison*
Not available
Est. interest only / month
$3,100
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ10 Year Fixed <80% LVR Investment P&I
10y Fixed
Interest
7.24%p.a.
Comparison*
7.46%p.a.
Est. repayment
$3,407
LVR ≤80%
ANZ logo
ANZ3 Year Fixed >80% LVR Investment IO
3y Fixed
Interest
7.49%p.a.
Comparison*
Not available
Est. interest only / month
$3,121
LVR 80 to 95%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ4 Year Fixed >80% LVR Investment IO
4y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR 80 to 95%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ5 Year Fixed >80% LVR Investment IO
5y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR 80 to 95%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ7 Year Fixed <80% LVR Investment P&I
7y Fixed
Interest
7.24%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,407
LVR ≤80%
ANZ logo
ANZ5 Year Fixed <80% LVR Investment P&I
5y Fixed
Interest
7.04%p.a.
Comparison*
7.61%p.a.
Est. repayment
$3,340
LVR ≤80%
ANZ logo
ANZ4 Year Fixed <80% LVR Investment P&I
4y Fixed
Interest
6.99%p.a.
Comparison*
7.67%p.a.
Est. repayment
$3,323
LVR ≤80%
ANZ logo
ANZ10 Year Fixed >80% LVR Investment IO
10y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. interest only / month
$3,204
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ANZ logo
ANZ7 Year Fixed >80% LVR Investment IO
7y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. interest only / month
$3,204
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

ANZ · Investor

ANZ investor home loans, what to weigh

ANZ's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also ANZ's full product range, repayment calculator, and refinance savings calculator.

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