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AFG Home Loans - Align · Owner-occupier · Updated September 2026

AFG Home Loans - Align Owner-occupier Home Loans, September 2026

AFG Home Loans - Align lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.78% p.a., on Full Doc <65% LVR $3m - $3.5m Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AFG Home Loans - Align owner occupier home loan rates, September 2026

AFG Home Loans - AlignFull Doc <65% LVR $3m - $3.5m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.78%p.a.
Comparison*
Not available
Est. repayment
$3,253
LVR ≤65%
Enquire
AFG Home Loans - AlignFull Doc <65% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.78%p.a.
Comparison*
Not available
Est. repayment
$3,253
LVR ≤65%
Enquire
AFG Home Loans - AlignFull Doc 65% - 70% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.78%p.a.
Comparison*
Not available
Est. repayment
$3,253
LVR 65 to 70%
Enquire
AFG Home Loans - AlignMid Doc <50% LVR $3m - $3.5m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.93%p.a.
Comparison*
Not available
Est. repayment
$3,303
LVR ≤50%
Enquire
AFG Home Loans - AlignMid Doc <50% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.93%p.a.
Comparison*
Not available
Est. repayment
$3,303
LVR ≤50%
Enquire
AFG Home Loans - AlignFull Doc <65% LVR $3m - $3.5m Owner Occupied IO
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR ≤65%
Enquire
AFG Home Loans - AlignFull Doc <65% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR ≤65%
Enquire
AFG Home Loans - AlignFull Doc 65% - 70% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 65 to 70%
Enquire
AFG Home Loans - AlignFull Doc 70% - 75% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 70 to 75%
Enquire
AFG Home Loans - AlignFull Doc 75% - 80% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 75 to 80%
Enquire
AFG Home Loans - AlignMid Doc 50% - 65% LVR $3m - $3.5m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 50 to 65%
Enquire
AFG Home Loans - AlignMid Doc 50% - 65% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 50 to 65%
Enquire
AFG Home Loans - AlignMid Doc 65% - 70% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
6.98%p.a.
Comparison*
Not available
Est. repayment
$3,320
LVR 65 to 70%
Enquire
AFG Home Loans - AlignMid Doc 70% - 75% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
7.08%p.a.
Comparison*
Not available
Est. repayment
$3,353
LVR 70 to 75%
Enquire
AFG Home Loans - AlignMid Doc 75% - 80% LVR <$3m Owner Occupied P&I
VariableOffsetRedraw
Interest
7.08%p.a.
Comparison*
Not available
Est. repayment
$3,353
LVR 75 to 80%
Enquire
AFG Home Loans - AlignMid Doc <50% LVR $3m - $3.5m Owner Occupied IO
VariableOffsetRedraw
Interest
7.13%p.a.
Comparison*
Not available
Est. repayment
$3,370
LVR ≤50%
Enquire
AFG Home Loans - AlignMid Doc <50% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.13%p.a.
Comparison*
Not available
Est. repayment
$3,370
LVR ≤50%
Enquire
AFG Home Loans - AlignFull Doc 70% - 75% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.18%p.a.
Comparison*
Not available
Est. repayment
$3,387
LVR 70 to 75%
Enquire
AFG Home Loans - AlignFull Doc 75% - 80% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.18%p.a.
Comparison*
Not available
Est. repayment
$3,387
LVR 75 to 80%
Enquire
AFG Home Loans - AlignMid Doc 50% - 65% LVR $3m - $3.5m Owner Occupied IO
VariableOffsetRedraw
Interest
7.18%p.a.
Comparison*
Not available
Est. repayment
$3,387
LVR 50 to 65%
Enquire
AFG Home Loans - AlignMid Doc 50% - 65% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.18%p.a.
Comparison*
Not available
Est. repayment
$3,387
LVR 50 to 65%
Enquire
AFG Home Loans - AlignMid Doc 65% - 70% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.18%p.a.
Comparison*
Not available
Est. repayment
$3,387
LVR 65 to 70%
Enquire
AFG Home Loans - AlignMid Doc 70% - 75% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.28%p.a.
Comparison*
Not available
Est. repayment
$3,421
LVR 70 to 75%
Enquire
AFG Home Loans - AlignMid Doc 75% - 80% LVR <$3m Owner Occupied IO
VariableOffsetRedraw
Interest
7.28%p.a.
Comparison*
Not available
Est. repayment
$3,421
LVR 75 to 80%
Enquire
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans - Align · Owner-occupier

AFG Home Loans - Align owner-occupier home loans, what to weigh

AFG Home Loans - Align's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.

See also AFG Home Loans - Align's full product range, repayment calculator, and refinance savings calculator.

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