Refinance Savings Index

Exact owner-occupier principal and interest matches at 80% LVR. Source snapshot dated 31 July 2026. The modelled gap uses a $600,000 loan and is not an eligibility or savings promise.

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.