Queensland Investment Home Loans, June 2026
Sharpest investor rates for properties in QLD, ranked by comparison rate. Interest-only and P&I, fixed and variable — framed against Brisbane median yields and the negative-gearing / CGT treatment that applies in QLD.
Rates updated |1,211 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team
Top Home Loan Rates in June 2026
Top picks for investment home loans in Queensland — same 85+-lender panel, ranked sharpest-first (currently 5.74%).
Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
Virgin MoneyVirgin Money Lite Home Loan
5.84%
5.86%
80%
Fixed rate
ME Bank - ME GoME Bank CompleteME Home Loan
5.89%
5.94%
80%
Interest only
ME Bank - ME GoME Bank CompleteME Home Loan
5.89%
5.94%
80%
OnlineVirgin Money Lite Home Loan
InvestorVariableInterest onlyRedrawExtra repayments
Interest
5.84%p.a.
Comparison*
5.86%p.a.
Monthly repayment
$2,947
LVR 70–80%
OnlineUnloan Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
5.89%p.a.
Comparison*
—
Monthly repayment
$2,962
LVR ≤80%
OnlineME Bank EconoME Home Loan
Investor3y FixedP&IRedrawExtra repayments$3,000 cashback
Cashback eligibility
- Min loan $700,000
- Max LVR 80%
- Aggregate split refi loans to meet $700k minimum (same customer, same submission)
- Mixed refi + purchase apps eligible — one $3k per application
- Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
- Offer ends 28 Aug 2026 · lender T&Cs
Interest
5.89%p.a.
Comparison*
5.94%p.a.
Monthly repayment
$2,962
LVR 70–80%
NRMA Basic Home Loan
Investor5y FixedInterest onlyRedrawExtra repayments
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Monthly repayment
$2,978
LVR ≤80%
Discount Variable - Investment
InvestorVariableP&IRedrawExtra repayments
Interest
5.99%p.a.
29d ago
Comparison*
6.00%p.a.
Monthly repayment
$2,995
LVR 70–80%
Regional Australia Bank Home Loan (Fixed Investor)
Investor3y FixedInterest only
Interest
5.99%p.a.
Comparison*
6.02%p.a.
Monthly repayment
$2,995
LVR 70–80%
Basic Investment Loan (IO)
InvestorVariableInterest onlyRedrawExtra repayments
Interest
5.99%p.a.
Comparison*
6.02%p.a.
Monthly repayment
$2,995
LVR —
Your Way Plus Fixed Interest Only Home Loan Investor
Investor2y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.10%p.a.
Monthly repayment
$3,011
LVR 60–80%
3 Year Fixed (Package)
Investor3y FixedInterest onlyExtra repayments
Interest
6.09%p.a.
Comparison*
6.10%p.a.
Monthly repayment
$3,027
LVR 60–80%
Macquarie Basic Home Loan
Investor4y FixedP&IRedrawExtra repayments
Interest
6.09%p.a.
Comparison*
6.11%p.a.
Monthly repayment
$3,027
LVR 70–80%
Special Residential Variable Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.09%p.a.
Comparison*
6.12%p.a.
Monthly repayment
$3,027
LVR 71–80%
Offset Investment Loan IO
InvestorVariableInterest onlyOffsetExtra repayments
Interest
6.14%p.a.
Comparison*
6.14%p.a.
Monthly repayment
$3,043
LVR 70–80%
AFG Alpha Basic Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.14%p.a.
33d ago
Comparison*
6.16%p.a.
Monthly repayment
$3,043
LVR 70–80%
Budget Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.19%p.a.
Monthly repayment
$3,059
LVR —
Discounted Great Rate Home Loan - Variable Investment
InvestorVariableP&IRedrawExtra repayments$2,500 cashback
Interest
6.19%p.a.
19d ago
Comparison*
6.20%p.a.
Monthly repayment
$3,059
LVR —
Investor Basic (P&I) LVR <70
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,059
LVR —
Real Deal Home Loan Investment Principal and Interest
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
20d ago
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR ≤80%
Investor Fixed 5 Years
InvestorVariableP&IExtra repayments
Interest
6.19%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,059
LVR —
myBlue 5 Year Fix Investment P+I (80.01-90.00% LVR)
Investor5y FixedP&IOffsetRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,075
LVR —
Firefighters Mutual Bank
Your Way Home Loan Investor
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
36d ago
Comparison*
6.25%p.a.
Monthly repayment
$3,059
LVR 70–80%
Health Professionals Bank
Your Way Home Loan Investor
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
36d ago
Comparison*
6.25%p.a.
Monthly repayment
$3,059
LVR 70–80%
FlexiChoice Residential Investment Home Loan
Investor4y FixedP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.26%p.a.
Monthly repayment
$3,075
LVR 70–80%
BASIC HOME LOAN
InvestorVariableInterest onlyRedrawExtra repayments
Interest
6.24%p.a.
20d ago
Comparison*
6.27%p.a.
Monthly repayment
$3,075
LVR —
Economy Variable Home Loan
InvestorVariableP&IRedrawExtra repayments$2,000 cashback
Interest
6.13%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,040
LVR 70–80%
Mortgage Breaker Investment
InvestorVariableP&IOffsetExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR 70–80%
NAB Tailored Home Loan
Investor5y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.20%p.a.
Comparison*
6.29%p.a.
Monthly repayment
$3,062
LVR 70–80%
2 Year Fixed Residential Investment - Interest Only
Investor2y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.30%p.a.
Monthly repayment
$3,011
LVR 70–90%
Basic Variable Investment Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.30%p.a.
Monthly repayment
$3,075
LVR —
OnlineANZ Plus Home Loan Variable
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.30%p.a.
Verify — 69d old
Comparison*
6.31%p.a.
Monthly repayment
$3,095
LVR —
Discount Investment Home Loan (With Principal and Interest Repayment)
InvestorVariableP&IRedrawExtra repayments
Interest
6.13%p.a.
21d ago
Comparison*
6.33%p.a.
Monthly repayment
$3,040
LVR —
*Important Information and Comparison Rate Warning
This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Investing in QLD
What changes when you compare investor home loans in Queensland
Investor pricing on the panel above is national — your rate is the same buying in Brisbane as it is anywhere else. What changes in QLD is the deal economics: median gross yields, land tax thresholds, and insurance loading on cyclone / flood-exposed corridors. Interest-only loans (visible in the picks above) lift first-year after-tax cashflow when paired with negative gearing — but they shorten amortisation, so they only stack up if growth is doing the heavy lifting. Our property research arm scores every QLD suburb on Growth / Yield / Risk before you commit to either.
See also our property cashflow calculator, Div 40 + Div 43 depreciation, and rental yield by bedroom. State land-tax bands: see your land tax calculator. Verified April 2026.