Live lowest home loan rate | Ratesniffers

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Lowest variable rate today

5.93%p.a.

As at 26 June 2026

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RATESNIFFERS

An independent rate desk for Australian borrowers. We compare every owner-occupier and investor product across the major lenders, then route you to a real broker — never an affiliate page.

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Important: All advertised rates and product details are refreshed daily from authoritative Australian lender sources and are subject to change without notice. The rate, fees, terms and approval decision you receive will depend on your individual circumstances — income, credit history, deposit, loan-to-value ratio, property type and lender policy at the time of application. Comparison rates are calculated on a $150,000 loan over 25 years on a secured basis and are a guide only. Different terms, fees or loan amounts may produce a different comparison rate.

Information on this site is general in nature and does not take into account your personal financial situation, needs or objectives. Consider whether it’s right for you before making any decision, and obtain professional advice where appropriate. Ratesniffers does not guarantee the accuracy, completeness or currency of the information presented and accepts no liability for any loss arising from reliance on it. By submitting an enquiry through this site you consent to being contacted by a licensed mortgage broker about your home loan needs.

Credit assistance for enquiries submitted through this site is provided by Xcel Pty Ltd, Credit Representative #568072, under an Australian Credit Licence (ACL) issued by ASIC. Full licensee details, Credit Guide and complaints process are provided to you directly by your broker before any credit assistance begins, in line with NCCP Act 2009 s.158.

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