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Well Money Investor Home Loans, July 2026

Well Money doesn't currently advertise products meeting our visibility filter in this segment. The panel below shows the full 85+-lender market for benchmark.

RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |808 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in July 2026

Reviewed by the Ratesniffers Editorial Team, July 2026

Well Money's sharpest investor options. Market cheapest currently sits at 6.01%.

Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
Well MoneyUltimate Home Loan - Owner Occupied 80% LVR
5.94%
5.98%
80%
Interest only
Well MoneyNext Step Home Loan - Investment 80% LVR IO 1-5 Years
6.46%
6.50%
80%
HSBC logo
Home Value Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.08%p.a.
Monthly repayment
$3,011
LVR 70–80%
More details
ING Bank (Australia) Ltd logo
Orange Advantage
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR —
More details
ME Bank - ME Go logoOnline
ME Bank CompleteME Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments$3,000 cashback
Cashback eligibility
  • Min loan $700,000
  • Max LVR 80%
  • Aggregate split refi loans to meet $700k minimum (same customer, same submission)
  • Mixed refi + purchase apps eligible — one $3k per application
  • Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
  • Offer ends 28 Aug 2026 · lender T&Cs
Interest
6.18%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,056
LVR 70–80%
More details
Queensland Country Bank logo
Home Loan-Package
InvestorVariableInterest onlyOffsetRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR —
More details
Auswide Bank Ltd logo
BASIC HOME LOAN
InvestorVariableP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR —
More details
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Well Money · Investor

Well Money investor home loans, what to weigh

Well Money's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Well Money's sharpest variable currently: 5.81%. Sharpest fixed: 6.82%.

See also Well Money's full product range, repayment calculator, and refinance savings calculator.