RatesniffersRATESNIFFERS
Tiimely Home · Owner-occupier · Updated September 2026

Tiimely Home Owner-occupier Home Loans, September 2026

Tiimely Home lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.05% p.a.), on Tiimely Basic Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View Tiimely Home current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

Tiimely Home owner occupier home loan rates, September 2026

Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
VariableOnlineRedraw
Interest
6.04%p.a.
Comparison*
6.05%p.a.
Est. repayment
$3,011
LVR 70 to 80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
VariableOnlineOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.21%p.a.
Est. repayment
$3,011
LVR 70 to 80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
1y FixedOnlineRedraw
Interest
6.39%p.a.
Comparison*
6.08%p.a.
Est. repayment
$3,124
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
3y FixedOnlineRedraw
Interest
6.39%p.a.
Comparison*
6.14%p.a.
Est. repayment
$3,124
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.24%p.a.
Est. repayment
$3,124
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.31%p.a.
Est. repayment
$3,124
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
2y FixedOnlineRedraw
Interest
6.44%p.a.
Comparison*
6.12%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
4y FixedOnlineRedraw
Interest
6.44%p.a.
Comparison*
6.19%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
5y FixedOnlineRedraw
Interest
6.44%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.35%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,141
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
1y FixedOnlineRedraw
Interest
6.89%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,290
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
3y FixedOnlineRedraw
Interest
6.89%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,290
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,290
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,290
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
2y FixedOnlineRedraw
Interest
6.94%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
4y FixedOnlineRedraw
Interest
6.94%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
5y FixedOnlineRedraw
Interest
6.94%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,306
LVR ≤80%
Tiimely Home logo
Tiimely HomeTiimely Basic Home Loan
VariableOnlineRedraw
Interest
7.14%p.a.
Comparison*
Not available
Est. repayment
$3,374
LVR 70 to 80%
Tiimely Home logo
Tiimely HomeTiimely Offset Home Loan
VariableOnlineOffsetRedraw
Interest
7.14%p.a.
Comparison*
Not available
Est. repayment
$3,374
LVR 70 to 80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Tiimely Home · Owner-occupier

Tiimely Home owner-occupier home loans, what to weigh

Tiimely Home's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.

See also Tiimely Home's full product range, repayment calculator, and refinance savings calculator.

Book a free rate review