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Suncorp Bank · Variable · Updated September 2026

Suncorp Bank Variable Home Loans, September 2026

Suncorp Bank lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.08% p.a., on Back to Basics Better Together Bundle Owner Occupied <60% LVR P&I Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Suncorp Bank variable home loan rates, September 2026

Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Owner Occupied <60% LVR P&I Special
VariableRedraw
Interest
6.08%p.a.
Comparison*
Not available
Est. repayment
$3,024
LVR ≤60%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Owner Occupied 60% - 70% LVR P&I Special
VariableRedraw
Interest
6.08%p.a.
Comparison*
Not available
Est. repayment
$3,024
LVR 60–70%
Suncorp Bank logo
Suncorp BankBack to Basics Variable Rate Better Together Special Offer
VariableRedraw
Interest
6.13%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,040
LVR 70–80%
Suncorp Bank logo
Suncorp BankStandard Variable Rate - Home Package Plus Special Offers
VariableOffsetRedraw
Interest
6.13%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,040
LVR 70–80%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 60% - 70% LVR Owner Occupied Special P&I
VariableOffsetRedraw
Interest
6.13%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,040
LVR 60–70%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 60% - 70% LVR Owner Occupied Special P&I
VariableOffsetRedraw
Interest
6.13%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,040
LVR 60–70%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Owner Occupied 70% - 80% LVR P&I Special
VariableRedraw
Interest
6.13%p.a.
Comparison*
Not available
Est. repayment
$3,040
LVR 70–80%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 70% - 80% LVR Owner Occupied Special P&I
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,056
LVR 70–80%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 70% - 80% LVR Owner Occupied Special P&I
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,056
LVR 70–80%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment <60% LVR P&I Special
VariableRedraw
Interest
6.18%p.a.
Comparison*
Not available
Est. repayment
$3,056
LVR ≤60%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment 60% - 70% LVR P&I Special
VariableRedraw
Interest
6.22%p.a.
Comparison*
Not available
Est. repayment
$3,069
LVR 60–70%
Suncorp Bank logo
Suncorp BankBack to Basics Variable Rate Better Together Special Offer
VariableRedraw
Interest
6.23%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,072
LVR 70–80%
Suncorp Bank logo
Suncorp BankStandard Variable Rate - Home Package Plus Special Offers
VariableOffsetRedraw
Interest
6.23%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,072
LVR 70–80%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment 70% - 80% LVR P&I Special
VariableRedraw
Interest
6.23%p.a.
Comparison*
Not available
Est. repayment
$3,072
LVR 70–80%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 70% - 80% LVR Investment Special P&I
VariableOffsetRedraw
Interest
6.28%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,088
LVR 70–80%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 70% - 80% LVR Investment Special P&I
VariableOffsetRedraw
Interest
6.28%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,088
LVR 70–80%
Suncorp Bank logo
Suncorp BankBack to Basics Variable Rate Better Together Special Offer
VariableRedraw
Interest
6.38%p.a.
Comparison*
Not available
Est. repayment
$3,121
LVR 70–80%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment <60% LVR IO Special
VariableRedraw
Interest
6.38%p.a.
Comparison*
Not available
Est. repayment
$3,121
LVR ≤60%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment 60% - 70% LVR IO Special
VariableRedraw
Interest
6.38%p.a.
Comparison*
Not available
Est. repayment
$3,121
LVR 60–70%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Investment 70% - 80% LVR IO Special
VariableRedraw
Interest
6.38%p.a.
Comparison*
Not available
Est. repayment
$3,121
LVR 70–80%
Suncorp Bank logo
Suncorp BankBack to Basics Better Together Bundle Owner Occupied 80% - 90% LVR P&I Special
VariableRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 80–90%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ <60% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.40%p.a.
Comparison*
Not available
Est. repayment
$3,128
LVR ≤60%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ 60% - 70% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.40%p.a.
Comparison*
Not available
Est. repayment
$3,128
LVR 60–70%
Suncorp Bank logo
Suncorp BankHome Package Plus $150k+ <60% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.40%p.a.
Comparison*
Not available
Est. repayment
$3,128
LVR ≤60%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Suncorp Bank · Variable

Suncorp Bank variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.

See also Suncorp Bank's full product range, repayment calculator, and refinance savings calculator.

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