Interest
6.09%p.a.
Comparison*
6.08%p.a.
Est. repayment
$3,027
LVR 70 to 80%
Regional Australia Bank · Fixed · Updated September 2026
Regional Australia Bank Fixed Home Loan Rates, September 2026
Regional Australia Bank lists 20 fixed home loans in the Ratesniffers index today. The lowest is 6.09% p.a. (comparison rate 6.08% p.a.) on a 3-year fixed term, on Regional Australia Bank Home Loan (Fixed Owner Occupied). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Regional Australia Bank fixed home loan rates, September 2026
Lowest Regional Australia Bank fixed rate by term: 1-year 6.20% p.a. (comparison 6.08%), 2-year 6.22% p.a. (comparison 6.10%), 3-year 6.09% p.a. (comparison 6.08%), 4-year 6.54% p.a. (comparison 6.25%), 5-year 6.67% p.a. (comparison 6.35%).
Interest
6.20%p.a.
Comparison*
6.08%p.a.
Est. repayment
$3,062
LVR 70 to 80%
Interest
6.22%p.a.
Comparison*
6.10%p.a.
Est. repayment
$3,069
LVR 70 to 80%
Interest
6.24%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,075
LVR 70 to 80%
Interest
6.24%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,075
LVR 70 to 80%
Interest
6.34%p.a.
Comparison*
6.15%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.39%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,124
LVR 70 to 80%
Interest
6.39%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,124
LVR 70 to 80%
Interest
6.42%p.a.
Comparison*
6.30%p.a.
Est. repayment
$3,134
LVR 70 to 80%
Interest
6.42%p.a.
Comparison*
6.30%p.a.
Est. repayment
$3,134
LVR 70 to 80%
Interest
6.45%p.a.
Comparison*
6.11%p.a.
Est. repayment
$3,144
LVR 70 to 80%
Interest
6.47%p.a.
Comparison*
6.15%p.a.
Est. repayment
$3,150
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.67%p.a.
Comparison*
6.35%p.a.
Est. repayment
$3,216
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.47%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.92%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,300
LVR 70 to 80%
Interest
6.92%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,300
LVR 70 to 80%
Interest
6.92%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,300
LVR 70 to 80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Regional Australia Bank · Fixed
Regional Australia Bank fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Regional Australia Bank's full product range, repayment calculator, and refinance savings calculator.