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Qantas Money Home Loans · Offset · Updated September 2026

Qantas Money Home Loans Offset Account Home Loans, September 2026

Qantas Money Home Loans lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.13% p.a. (comparison rate 6.36% p.a.), on QANTAS Money Offset Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Qantas Money Home Loans offset home loan rates, September 2026

Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
VariableOnlineOffsetRedraw
Interest
6.13%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,040
LVR 70 to 80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,141
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.45%p.a.
Est. repayment
$3,141
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,157
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,157
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,092
LVR 70 to 80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,157
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
VariableOnlineOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,141
LVR 70 to 80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,190
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,207
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,207
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,207
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,223
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,223
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,240
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,240
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,240
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,306
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,306
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.99%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,323
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
4y FixedOnlineOffsetRedraw
Interest
6.99%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,323
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.99%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,323
LVR ≤80%
Qantas Money Home Loans logo
Qantas Money Home LoansQANTAS Money Offset Home Loan
VariableOnlineOffsetRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 70 to 80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Qantas Money Home Loans · Offset

Qantas Money Home Loans offset home loans, what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.

See also Qantas Money Home Loans's full product range, repayment calculator, and offset savings calculator.

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