IMB Bank · Refinance · Updated September 2026

IMB Bank Refinance Home Loans, September 2026

IMB Bank lists 14 refinance home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.07% p.a.), on Budget Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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IMB Bank refinance home loan rates, September 2026

IMB BankBudget Home Loan

VariableRedraw

Interest

6.04%p.a.

Comparison*

6.07%p.a.

Est. repayment

$3,011

LVR 71 to 80%

Enquire

IMB BankEssentials Home Loan

VariableOffsetRedraw

Interest

6.04%p.a.

Comparison*

6.15%p.a.

Est. repayment

$3,011

LVR 71 to 80%

Enquire

IMB Bank1 year Fixed Rate Home Loan

1y FixedRedraw

Interest

6.24%p.a.

Comparison*

6.31%p.a.

Est. repayment

$3,075

LVR ≤95%

Enquire

IMB Bank2 year Fixed Rate Home Loan

2y FixedRedraw

Interest

6.24%p.a.

Comparison*

6.31%p.a.

Est. repayment

$3,075

LVR ≤95%

Enquire

IMB Bank3 year Fixed Rate Home Loan

3y FixedRedraw

Interest

6.24%p.a.

Comparison*

6.32%p.a.

Est. repayment

$3,075

LVR ≤95%

Enquire

IMB BankBudget Home Loan

VariableRedraw

Interest

6.34%p.a.

Comparison*

Not available

Est. repayment

$3,108

LVR 71 to 80%

Enquire

IMB Bank4 year Fixed Rate Home Loan

4y FixedRedraw

Interest

6.39%p.a.

Comparison*

6.38%p.a.

Est. repayment

$3,124

LVR ≤95%

Enquire

IMB Bank5 year Fixed Rate Home Loan

5y FixedRedraw

Interest

6.39%p.a.

Comparison*

6.39%p.a.

Est. repayment

$3,124

LVR ≤95%

Enquire

IMB Bank1 year Fixed Rate Home Loan

1y FixedRedraw

Interest

6.44%p.a.

Comparison*

6.33%p.a.

Est. repayment

$3,141

LVR ≤90%

Enquire

IMB Bank2 year Fixed Rate Home Loan

2y FixedRedraw

Interest

6.44%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,141

LVR ≤90%

Enquire

IMB BankEssentials Home Loan

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

Not available

Est. repayment

$3,141

LVR 71 to 80%

Enquire

IMB Bank3 year Fixed Rate Home Loan

3y FixedRedraw

Interest

6.54%p.a.

Comparison*

6.40%p.a.

Est. repayment

$3,174

LVR ≤90%

Enquire

IMB Bank4 year Fixed Rate Home Loan

4y FixedRedraw

Interest

6.59%p.a.

Comparison*

6.45%p.a.

Est. repayment

$3,190

LVR ≤90%

Enquire

IMB Bank5 year Fixed Rate Home Loan

5y FixedRedraw

Interest

6.59%p.a.

Comparison*

6.48%p.a.

Est. repayment

$3,190

LVR ≤90%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

IMB Bank · Refinance

IMB Bank refinance home loans, what to weigh

IMB Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.