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Bendigo Bank · Refinance · Updated September 2026

Bendigo Bank Refinance Home Loans, September 2026

Bendigo Bank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 5.89% p.a. (comparison rate 6.02% p.a.), on Bendigo Express Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View Bendigo Bank current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

Bendigo Bank refinance home loan rates, September 2026

Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
VariableOffsetRedraw
Interest
5.89%p.a.
Comparison*
6.02%p.a.
Est. repayment
$2,962
LVR
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
VariableRedraw
Interest
6.13%p.a.
Comparison*
6.15%p.a.
Est. repayment
$3,040
LVR 60–80%
Bendigo Bank logo
Bendigo BankBendigo Flex Home Loan
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,056
LVR 60–80%
Bendigo Bank logo
Bendigo BankBendigo Flex Home Loan (Retail)
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,056
LVR 60–80%
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
1y FixedRedraw
Interest
6.39%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,124
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
3y FixedRedraw
Interest
6.39%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,124
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
1y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.07%p.a.
Est. repayment
$3,124
LVR
Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
3y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.16%p.a.
Est. repayment
$3,124
LVR
Bendigo Bank logo
Bendigo BankBendigo Complete Home Loan
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,056
LVR 60–80%
Bendigo Bank logo
Bendigo BankFirst Home Buyers (Bendigo Complete Home Loan)
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,056
LVR
Bendigo Bank logo
Bendigo BankFirst Home Buyers (Bendigo Complete Home Loan)
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,056
LVR
Bendigo Bank logo
Bendigo BankSingle Parents (Bendigo Complete Home Loan)
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,056
LVR
Bendigo Bank logo
Bendigo BankSingle Parents (Bendigo Complete Home Loan)
VariableOffsetRedraw
Interest
6.18%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,056
LVR
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
2y FixedRedraw
Interest
6.44%p.a.
Comparison*
6.21%p.a.
Est. repayment
$3,141
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
4y FixedRedraw
Interest
6.44%p.a.
Comparison*
6.26%p.a.
Est. repayment
$3,141
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Easy Home Loan
5y FixedRedraw
Interest
6.44%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,141
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
2y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,141
LVR
Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
4y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,141
LVR
Bendigo Bank logo
Bendigo BankBendigo Express Home Loan
5y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.26%p.a.
Est. repayment
$3,141
LVR
Bendigo Bank logo
Bendigo BankBendigo Complete Home Loan
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,157
LVR
Bendigo Bank logo
Bendigo BankBendigo Complete Home Loan
3y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,157
LVR
Bendigo Bank logo
Bendigo BankBendigo Flex Home Loan
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,157
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Flex Home Loan
3y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.45%p.a.
Est. repayment
$3,157
LVR ≤80%
Bendigo Bank logo
Bendigo BankBendigo Flex Home Loan (Retail)
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,157
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bendigo Bank · Refinance

Bendigo Bank refinance home loans, what to weigh

Bendigo Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.

See also Bendigo Bank's full product range, repayment calculator, and refinance savings calculator.

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