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BankVic · Owner-occupier · Updated September 2026

BankVic Owner-occupier Home Loans, September 2026

BankVic lists 16 owner occupier home loans in the Ratesniffers index today. The lowest is 5.93% p.a. (comparison rate 5.93% p.a.), on Special Police Variable Home Loan Rate. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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BankVic owner occupier home loan rates, September 2026

BankVic logo
BankVicSpecial Police Variable Home Loan Rate
VariableOffsetRedraw
Interest
5.93%p.a.
Comparison*
5.93%p.a.
Est. repayment
$2,975
LVR not stated
BankVic logo
BankVicHome Loan Special Variable Rate
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
5.99%p.a.
Est. repayment
$2,995
LVR not stated
BankVic logo
BankVicPolice Variable Home Loan Rate
VariableRedraw
Interest
6.04%p.a.
Comparison*
6.04%p.a.
Est. repayment
$3,011
LVR not stated
BankVic logo
BankVicOffset Police Variable Rate Home Loan
VariableOffsetRedraw
Interest
6.08%p.a.
Comparison*
6.08%p.a.
Est. repayment
$3,024
LVR not stated
BankVic logo
BankVicHome Loan Variable Rate
VariableRedraw
Interest
6.10%p.a.
Comparison*
6.10%p.a.
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 5 years
Variable
Interest
6.10%p.a.
Comparison*
Not available
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 4 years
Variable
Interest
6.10%p.a.
Comparison*
Not available
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 3 years
Variable
Interest
6.10%p.a.
Comparison*
Not available
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 2 years
Variable
Interest
6.10%p.a.
Comparison*
Not available
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 1 year
Variable
Interest
6.10%p.a.
Comparison*
Not available
Est. repayment
$3,030
LVR not stated
BankVic logo
BankVicOffset Variable Rate Home Loan
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.14%p.a.
Est. repayment
$3,043
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 3 years
3y Fixed
Interest
6.39%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,124
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 2 years
2y Fixed
Interest
6.39%p.a.
Comparison*
6.20%p.a.
Est. repayment
$3,124
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 1 year
1y Fixed
Interest
6.49%p.a.
Comparison*
6.19%p.a.
Est. repayment
$3,157
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 5 years
5y Fixed
Interest
6.79%p.a.
Comparison*
6.45%p.a.
Est. repayment
$3,256
LVR not stated
BankVic logo
BankVicFixed Rate Home Loan - 4 years
4y Fixed
Interest
6.79%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,256
LVR not stated
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

BankVic · Owner-occupier

BankVic owner-occupier home loans, what to weigh

BankVic's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.

See also BankVic's full product range, repayment calculator, and refinance savings calculator.

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