What is first home owner grant?
The FHOG is a one-off state-government grant for first home buyers buying or building a new (never-occupied) home, typically $10,000-$30,000 depending on the state and property type.
The First Home Owner Grant (FHOG) is a one-off state cash grant for first home buyers buying or building a NEW home that has never been occupied. Resales of existing homes don't qualify in any state, even on a first purchase. NSW and VIC offer $10,000; QLD and SA offer $15,000-$30,000 depending on price; WA, TAS and NT have similar regional uplifts.
The grant amount is paid to the buyer at settlement (or progressively for construction) and stacks on top of stamp duty concessions plus the federal Home Guarantee Scheme.
Eligibility usually requires Australian citizenship or permanent residency, the buyer (or partner) hasn't owned property in Australia before, and the buyer plans to live in the property for a continuous period (commonly 6 months) starting within 12 months of settlement. The exact rules and value caps differ per state and change with each state budget.
FHOG · first home owners grant · first home buyer grant
- Home Guarantee Scheme (HGS) — The HGS is a federal scheme where the Government guarantees up to 15% of an eligible buyer's loan, letting them buy with…
- Stamp duty (transfer duty) — Stamp duty is a state government tax on property transfers, typically 3-5.5% of the purchase price, paid in full at sett…
General information only — not personal financial advice. Verified against https://ratesniffers.com.au/glossary on 2026-06-01.