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Unloan Home Loan Rates

Online

Active products

4

Lowest variable

5.89%

Lowest fixed

—

Lowest comparison

5.80%

Last updated

7 June 2026

Unloan is Commonwealth Bank's digital-only refinance brand, launched in 2022. It offers a single variable refinance product for owner-occupiers and investors, with a built-in annual loyalty discount that reduces the rate by 0.01% each year. No offset; redraw only. Designed for borrowers who want set-and-forget pricing.

1 Unloan home loan products

Online

Unloan Home Loan

Owner-occupierVariableP&IRedrawExtra repayments

Interest

5.89%p.a.

Comparison*

—

Monthly repayment

$2,962

LVR ≤80%

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