OnlineUnloan Home Loan
Owner-occupierVariableP&IRedrawExtra repayments
Interest
5.99%p.a.
Comparison*
—
Monthly repayment
$2,995
LVR 80–90%
Unloan
Online
Active products
2
Lowest variable
5.69%
Lowest fixed
—
Lowest comparison
5.60%
Last updated
2 Apr 2026
Unloan is Commonwealth Bank's digital-only refinance brand, launched in 2022. It offers a single variable refinance product for owner-occupiers and investors, with a built-in annual loyalty discount that reduces the rate by 0.01% each year. No offset; redraw only. Designed for borrowers who want set-and-forget pricing.
1 Unloan home loan products
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